Super App For
Small Businesses
Bookkeeping • Payments • Financing
Replace paper khata books with Pakistan's most reliable business platform. Manage customer credit accounts, thermal POS invoices, and stock inventory.
One-Stop Solution For Small Businesses
Replace legacy paper registers, fragmented notes, and manual calculators with Pakistan's most complete digital management platform.
Smart POS & Invoice
ActiveGenerate instant invoices, split payments, and print bluetooth receipts on the go.
Multiple Business Books
Keep ledgers completely separate for each store or business entity under one account.
Inventory Management
Track stock counts, get low-stock warnings, and monitor high-margin items automatically.
Record Expenses & Cash
Categorize shop utilities, supplier cashouts, and daily operational overheads.
Staff & Payroll System
Manage staff attendance, daily wages, advances, and role-based permissions.
Bank-Grade PIN Lock
Secure financial ledger books with 4-digit PIN protection and biometric lock.
Built for the demands of Pakistani businesses
Designed ground-up for speed, offline reliability, low internet connectivity, and total financial control.
Automatic Cloud Backup
Your data is automatically synced to secure encrypted cloud servers. Never lose a single ledger entry even if your phone breaks, gets lost, or changes.
Manage Multiple Businesses & Separate Books
Run a Kiryana store, Mobile shop, and Wholesale business under one single login. Keep ledgers, cash flows, inventory, and profit reports 100% isolated and distinct with zero confusion.
Digital Account Statements
Generate professional PDF account statements and payment summaries with 1 click. Recover pending udhar 3x faster.
Bank-Grade PIN Security
Lock your private financial figures with a 4-digit PIN lock. Keep daily revenues, margins, and balances hidden from unauthorized personnel.
Wireless Thermal POS
Connect any ESC/POS Bluetooth thermal printer. Print customized bill receipts with shop header, logo, QR code, and items list instantly.
100% Free & Unlimited Ledger Cloud Storage
Never worry about data limits, server costs, or losing paper khata books ever again.
Now Your Mobile Becomes Your POS Machine
Turn any Android smartphone into a high-speed Point of Sale terminal. Scan product barcodes directly with your phone camera, apply itemized discounts, calculate GST, and issue digital or printed receipts instantly.
DigiQR: One QR, Every Payment
Accept customer payments effortlessly via JazzCash, EasyPaisa, Raast, or any Bank App using one single unified QR code.
Smart Udhar Lending & Cashflow Reports
Gain complete clarity over who owes you money and when payments are due. Automatic credit limits protect your capital.
Explore SmartKhata App Screens
Click through each module below to inspect full high-resolution mobile app mockups and technical specifications.
Business Dashboard
Get an instant bird's-eye view of your entire business revenue, daily cash flow, quick action shortcuts, and real-time ledger metrics in one clean dashboard.
Key Capabilities
0 MILLION +
Transactions managed securely across Pakistani dukaans every month
News & Announcements
Read how SmartKhata is transforming the retail landscape for shopkeepers nationwide.
SmartKhata Expands Digital POS & Khata Services Across 100+ Pakistani Cities
SmartKhata empowers micro-retailers, Kiryana stores, and hardware merchants with 100% offline-first smart financial software.
Strategic Alliance Formed to Digitalize 1 Million Small Retailers
National initiative launched to eliminate paper registers and accelerate digital payments through Raast and QR technology.
SmartKhata Awarded Best Pakistani Business Super App 2026
Recognized for outstanding UX, offline data durability, fast POS printing, and zero-downtime ledger cloud syncing.
Loved by Pakistani Shopkeepers
Hear how merchants across Lahore, Karachi, Rawalpindi, and Peshawar transformed their shops with SmartKhata.
"Pehle purani copy par udhar likhtay thay aur mahinay baad 50,000 ka hisab ghum ho jata tha. SmartKhata se PDF statement banta hai aur customer aglay din cash de jata hai. Perfect app!"
Chaudhry Tariq
"Smart POS feature se bill jaldi ban jata hai aur bluetooth thermal printer se 2 second me receipt nikal aati hai. Staff management wala feature bhi zabardast hai."
Muhammad Rizwan
"Multiple business books option lazmi tha mere liye. Dukan aur godam dono ka alag alag khata aur profit report banta hai bina kisi confusion ke."
Haji Usman Khan
"Internet band bhi ho to khata bilkul ruka nahi hai. Offline mode me kaam chalta hai aur shaam ko net aate hi auto backup ho jata hai. Bank level security hai."
Sheikh Zubair
Frequently Asked Questions
Everything you need to know about setting up and running your business with SmartKhata.
Is SmartKhata 100% free to download and set up?
Does SmartKhata work when there is no internet / during load shedding?
Can I print thermal receipts using a Bluetooth printer?
How does the Multi-Business feature work?
How secure is my business data and profit information?
How do Digital Account Statements work?
Download SmartKhata for Free
Set up your dukaan digital ledger, POS terminal, and stock inventory in under 2 minutes. Free cloud backup included.
SmartKhata